Financial Independence for Women: Why Knowing Your Money Matters

Why Every Woman Should Be Involved in Her Finances (Even If She’s Married)

For a long time, I’ve noticed a pattern among many of my friends: when it comes to finances, the men “handle it.” The investments, the accounts, the real numbers. And while that dynamic may feel comfortable or convenient in a marriage, I’ve seen firsthand how risky it can be—especially when life takes an unexpected turn.

More often than not, when women find themselves going through a divorce, they’re suddenly forced to get up to speed on finances they were never fully involved in. They don’t know how much cash is liquid, what investments exist, how real estate is structured, or what their true financial picture looks like. And that can feel overwhelming, scary, and disempowering—at a moment when they’re already navigating emotional upheaval.

I learned this lesson the hard way through my own first divorce.

That experience changed the way I view money, investing, and financial independence. I made a promise to myself that I would never again be blindsided or disconnected from my own financial reality. From that point forward, I became deeply involved in my finances—learning about investing, understanding real estate transactions, asking questions, and making sure I knew exactly where I stood.

And here’s the truth: it’s not nearly as complicated as it seems.

So many women shy away from finances because it feels intimidating, overwhelming, or “not their thing.” But financial literacy isn’t about being a Wall Street expert. It’s about awareness. It’s about knowing what you own, what you owe, what you’re building, and what your options are. It’s about having a seat at the table when decisions are being made about your future.

Being involved in your finances doesn’t mean you don’t trust your partner. It means you respect yourself enough to be informed. It means you’re protecting your future—no matter what life brings. Whether you’re married, single, building a business, raising a family, or investing alongside a partner, understanding your financial landscape gives you power, confidence, and freedom.

I truly believe every woman should take an active role in her financial life:

• Know what accounts you have and where they are
• Understand what investments you own and why
• Be aware of what is liquid vs. long-term
• Ask questions (even the “dumb” ones—there are none)
• Learn the basics of investing and real estate
• Be part of financial conversations in your household

Financial independence isn’t just about money—it’s about choice. It’s about not feeling trapped, dependent, or uninformed. It’s about knowing that no matter what chapter of life you’re in, you are capable of standing on your own two feet.

If this feels overwhelming, start small. Ask to review your accounts. Sit in on meetings with your financial advisor. Read one article. Have one conversation. Over time, it becomes familiar. And eventually, it becomes empowering.

My hope is that more women begin to see financial awareness not as something intimidating—but as something freeing. Because knowing your numbers isn’t about control. It’s about confidence. And every woman deserves that.